Meet Mike, the Advisor Behind Capital Benefits
I'm Mike, the owner and sole advisor at Capital Benefits, LLC. When you call, email, or stop by, you're talking to me, not a rotating team and not a call center.
CAPITAL BENEFITS, LLC
Twenty Years of Doing This the Same Way
I started Capital Benefits because small business owners in Athens and Watkinsville needed someone local who would handle their employee benefits directly, not pass them off to a call center or a different rep every renewal season. Twenty years later, that's still exactly how I run things.
Capital Benefits is based in Watkinsville, and I work with small businesses across Athens, Oconee, Clarke, Barrow, Morgan, and Jackson counties. If you've seen an old listing pointing somewhere else, that's outdated. Watkinsville is where I'm based, and it's where I plan to stay.
CAPITAL BENEFITS, LLC
What I'm Here to Do
My mission is simple: help small business owners in Athens and Watkinsville offer real employee benefits without needing an HR department to do it. That means handling the parts that eat up your time, renewals, enrollment, PCORI filing, so you can focus on running your business instead of chasing down plan details.
CAPITAL BENEFITS, LLC
What I Value
These are the principles that shape how I work with every client, not just the ones I put on a page.

Directness
I explain your options in plain language, not industry jargon, so you actually understand what you're signing.
Consistency
You get the same advisor at every renewal, every question, and every claim, not a new rep starting from scratch.
Local commitment
I'm based in Watkinsville and invested in the businesses around Athens and Oconee County, not managing accounts from somewhere else.
