Capital Benefits Insurance Brokers
Employee Benefits for Georgia Businesses
Capital Benefits Insurance Brokers helps business owners and Human Resource administrators throughout the state of Georgia implement and manage their employee benefits offerings. Benefits may include Health, Dental, Vision, Life, Disability, and an array of voluntary plans such as Critical Illness, Accident, and Hospital Indemnity coverage.
WHAT WE OFFER
Employee Benefits Built Around What Your Team Actually Uses
Most of our clients start with group health and add on from there once they see what fits their budget. Here are the three benefits categories business owners ask about most.
Group Health Insurance
The plan most employees expect and the one that takes the most work to get right. We compare carriers and plan structures so you're not guessing which one actually fits your budget.
Dental & Vision
Two of the most requested add-ons, and two of the easiest to bundle in without straining your budget. Most employees notice these benefits immediately.
Voluntary Benefits
Life, disability, and voluntary options like accident, hospital indemnity, and critical illness coverage round out a package that competes for quality employees.
WHO YOU'LL WORK WITH
Direct Access to the People Handling Your Benefits
We've spent the last 20 years helping small business owners around Athens and Watkinsville offer real employee benefits without turning it into a second job. Based right here in Watkinsville, we work directly with businesses across Athens, Oconee, Clarke, Barrow, Morgan, and Jackson counties.
When you call, you talk to the people actually handling your account, not a call center queue or a rep reading your file for the first time. Renewals, new hire enrollment, PCORI filing deadlines, whatever comes up, it gets handled directly and promptly.
CARRIER OPTIONS
Carriers We Work With
We're independent, which means we're not tied to a single carrier or a limited network. That lets us compare real options across the market and match your business to the plan that actually fits, not just the one that's easiest to sell.
THE DIFFERENCE
What Makes Working With Capital Benefits Different
Most of our clients only ever leave because their business closed or was acquired, not because they went looking for someone else. Here's why.
01
20 years advising Georgia small businesses on group health, dental, vision, and life and disability plans
02
You work directly with us on every call, not a rotating support queue
03
Watkinsville-based, serving Athens, Oconee, Clarke, Barrow, Morgan, and Jackson counties
04
Education-first approach, so you understand your plan instead of just signing where we point